- Ames & Gough: Provides business insurance, employee health and benefits, claims advocacy, and risk management services.
- AXA XL: Offers commercial insurance and reinsurance, with product areas including professional liability, construction, casualty, cyber, environmental, and property coverage.
- Beazley: Beazley is an insurance company and lists products, industries, claims, broker resources, and risk insights.
- Chubb: Provides personal and business insurance products.
- EPIC Insurance Brokers & Consultants: Provides property and casualty insurance brokerage and employee benefits consulting.
- Great American Insurance Group: Provides property and casualty insurance focused on specialized commercial products.
- Markel: Offers specialty insurance for US and international markets.
- Travelers: Offers personal and business insurance products, including commercial auto, cyber, general liability, management and professional liability, property, surety bonds, and workers compensation.
- Victor Insurance: Offers specialized insurance coverage and risk advisory for businesses and brokers.
How to choose
Start with the work your firm actually performs. A carrier or broker should understand your mix of civil design, construction support, inspections, and project delivery methods. Ask how the policy treats claims tied to subconsultants, joint ventures, and work performed across state lines. Read the definitions of professional services and insured parties. A narrow definition can leave gaps between your contracts and your coverage.
Check contract terms alongside the policy. Look at limits, deductibles, exclusions, consent requirements, and how defense costs affect the available limit. Ask what happens when a client requests a certificate or a contract requires specific coverage wording. Have your insurance adviser and contract reviewer compare those terms with your standard agreements. Small wording differences matter.
Fit matters, too. A small firm may need help selecting coverage without adding a heavy renewal process. A larger firm may need support for multiple offices, subsidiaries, and project teams. Ask who handles routine questions, who helps when a claim arrives, and how renewals are managed. Clarify which tasks your staff must complete and whether information can be shared through tools you already use, such as your accounting or project management system. Avoid a process that requires duplicate entry without a clear reason.
Ask about onboarding and ongoing training. Find out how much time principals and project managers must spend gathering documents or learning a portal. Request references from firms with a similar size, discipline mix, and project profile. Speak with those firms about response times, renewal work, and support during a claim. If coverage is needed in several states, confirm the carrier and broker are approved or licensed where required, and ask who checks that status as the firm expands.
- Which contract clauses or project types are most likely to fall outside this policy?
- How do you tailor service and coverage for a firm of our size and structure?
- Can our staff use existing systems, and what information must we enter separately?
- What training is required at onboarding and at renewal?
- Can you provide references from similar design firms and confirm relevant state approvals?
Listings are editorial and free. No company paid to appear, and a listing is not an endorsement. Every listing links only to the company's own website, which we checked when building this directory. Companies can request corrections or removal at Richard@FamilyBusinesses.com.
